Terms of website use

Last Updated: April 10, 2018


Terms of website use

1.1 This terms of use (together with the documents referred to in it) tells you the terms of use on which you may make use of Kashing’s website www.kashing.co.uk, kashing.co.uk, api.kashing.co.uk, frontend.kashing.co.uk, mail.kashing.co.uk (‘the site’), whether as a guest or a registered user. Use of Kashing’s site includes accessing, browsing, or registering to use the site.

Please read these terms of use carefully before you start to use Kashing’s site, as these will apply to your use of the site. Kashing recommends that you print a copy of this for future reference.

By using Kashing’s site, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms of use, you must not use Kashing’s site.

Other applicable terms

1.2 These terms of use refer to the following additional terms, which also apply to your use of Kashing’s site:

  • Kashing’s Privacy Policy which sets out the terms on which Kashing process any personal data they collect from you, or that you provide to them. By using the site, you consent to such processing and you warrant that all data provided by you is accurate.

    Kashing’s Acceptable Use Policy which sets out the permitted uses and prohibited uses of the site. When using the site, you must comply with this Acceptable Use Policy.

    Kashing’s Cookie Policy which sets out information about the cookies on the site.

If you purchase goods from the site, Kashing’s Terms and conditions will apply to the sales.

Information about Kashing

1.3 Kashing.co.uk is a site operated by Kashing. Kashing is registered in England and Wales under company number 0895726 and their registered office and trading address is at Vintage House, 36 Albert Embankment, London, SE1 7TL.

Kashing’s VAT number is 202969211.

Kashing is registered and regulated by Financial Conduct Authority as a small payment institution.

Changes to these terms

1.4 Kashing may revise these terms of use at any time by amending this page.

Please check this page from time to time to take notice of any changes made, as they are binding on you.

Changes to Kashing’s site

1.5 Kashing may update the site from time to time, and may change the content at any time. However, please note that any of the content on the site may be out of date at any given time, and Kashing is under no obligation to update it.

Kashing does not guarantee that the site, or any content on it, will be free from errors or omissions.

Accessing Kashing’s site

1.6 Kashing’s site is made available free of charge.

Kashing does not guarantee that the site, or any content on it, will always be available or be uninterrupted. Access to the site is permitted on a temporary basis. Kashing may suspend, withdraw, discontinue or change all or any part of the site without notice. Kashing will not be liable to you if for any reason the site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to the site.

You are also responsible for ensuring that all persons who access the site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

Kashing’s site is directed to people residing in the United Kingdom. Kashing does not represent that content available on or through the site is appropriate or available in other locations. Kashing may limit the availability of the site or any service or product described on the site to any person or geographic area at any time. If you choose to access the site from outside the United Kingdom, you do so at your own risk.

Your account and password

1.7 If you choose, or you are provided with, a user identification code, password or any other piece of information as part of Kashing security procedures, you must treat such information as confidential. You must not disclose it to any third party.

Kashing has the right to disable any user identification code or password, whether chosen by you or allocated by Kashing, at any time, if in Kashing’s reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify Kashing at [email protected] or 0800 014 2950 .

Intellectual property rights

1.8 Kashing is the owner or the licensee of all intellectual property rights in the site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from the site for your personal use and you may draw the attention of others within your organisation to content posted on the site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Kashing’s status (and that of any identified contributors) as the authors of content on the site must always be acknowledged.

You must not use any part of the content on the site for commercial purposes without obtaining a licence to do so from Kashing or their licensors.

If you print off, copy or download any part of Kashing’s site in breach of these terms of use, your right to use the site will cease immediately and you must, at their option, return or destroy any copies of the materials you have made.

No reliance on information

1.9 The content on Kashing’s site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the site.

Although Kashing makes reasonable efforts to update the information on the site, Kashing makes no representations, warranties or guarantees, whether express or implied, that the content on the site is accurate, complete or up-to-date.

Limitation of Kashing’s liability

1.10 Nothing in these terms of use excludes or limits Kashing’s liability for death or personal injury arising from Kashing’s negligence, or fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, Kashing excludes all conditions, warranties, representations or other terms which may apply to the site or any content on it, whether express or implied.

Kashing will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, the site; or

  • use of or reliance on any content displayed on the site.

If you are a business user, please note that in particular, Kashing will not be liable for:

  • loss of profits, sales, business, or revenue;

  • business interruption;

  • loss of anticipated savings;

  • loss of business opportunity, goodwill or reputation; or

  • any indirect or consequential loss or damage.

1.11 If you are a consumer user, please note that Kashing only provides the site for domestic and private use. You agree not to use the site for any commercial or business purposes, and Kashing has no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Kashing will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the site or to your downloading of any content on it, or on any website linked to it.

Kashing assumes no responsibility for the content of websites linked on the site. Such links should not be interpreted as endorsement by Kashing of those linked websites. Kashing will not be liable for any loss or damage that may arise from your use of them.

Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any goods/services by use to you, which will be set out in our Kashing’s Terms and conditions of supply.

Uploading content to Kashing’s site

1.12 Whenever you make use of a feature that allows you to upload content to the site, or to make contact with other users of the site, you must comply with the content standards set out in Kashing’s Acceptable Use Policy .

You warrant that any such contribution does comply with those standards, and you will be liable to Kashing and indemnify Kashing for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage Kashing suffers as a result of your breach of warranty.

Any content you upload to the site will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant Kashing and other users of the Site a limited licence to use, store and copy that content and to distribute and make it available to third parties. The rights you license to Kashing are described in the next paragraph (Rights you licence).

Kashing also has the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to the site constitutes a violation of their intellectual property rights, or of their right to privacy.

Kashing will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of the site.

Kashing has the right to remove any posting you make on the site if, in their opinion, your post does not comply with the content standards set out in Kashing’s Acceptable Use Policy .

The views expressed by other users on the site do not represent Kashing’s views or values.

You are solely responsible for securing and backing up your content.

Rights you licence

1.13 When you upload or post content to the site, you grant the following licenses:

  • A worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform that content in connection with the services provided by the site and across different media and to promote the site or services; and

  • A worldwide, non-exclusive, royalty-free, transferable licence to allow third parties to use the content for their purposes.

Kashing will only ever use your materials to carry out your instructions to Kashing – unless, very exceptionally, a court or other regulator orders Kashing to disclose them.


1.14 Kashing does not guarantee that the site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access the site. You should use your own virus protection software.

You must not misuse the site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the site, the server on which the site is stored or any server, computer or database connected to the site. You must not attack the site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. Kashing will report any such breach to the relevant law enforcement authorities and Kashing will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the site will cease immediately.

Linking to Kashing’s site

1.15 You may link to Kashing’s home page, provided you do so in a way that is fair and legal and does not damage Kashing’s reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on Kashing’s part where none exists.

You must not establish a link to Kashing’s site in any website that is not owned by you.

Kashing’s site must not be framed on any other site, nor may you create a link to any part of the site other than the home page.

Kashing reserves the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards set out in Kashing’s Acceptable Use Policy

If you wish to make any use of content on our site other than that set out above, please contact [email protected]

Third party links and resources in Kashing’s site

1.16 Where the site contains links to other sites and resources provided by third parties, these links are provided for your information only.

Kashing has no control over the contents of those sites or resources.

Applicable law

1.17 If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and Kashing both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by English law. You and Kashing both agree to the exclusive jurisdiction of the courts of England and Wales.

Contact Kashing

To contact Kashing, please email [email protected] .

Thank you for visiting Kashing’s site.